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Options Income

Conservative Risk
Research only
MC fragile

Dividend-oriented equity holdings enhanced with systematic covered call premium collection. Generates income while maintaining core equity exposure.

80
Diversification

Diversification

80

Volatility Profile

Low-Moderate

Horizon

3+ years

Virtual Demo Track Record

Forward performance on our internal virtual $1,000 demo account since 7/16/2026. This is not customer capital and not your brokerage account.

Research-only portfolio — follow the $1,000 virtual demo account below. Paper and live trading are not available.

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Account value

$1,058.43

As of Sep 21, 2026 UTC

Total return

Cumulative since activation

+5.84%

Today's return

Since midnight UTC

0.00%

Tracking days

63

Total Return History

Cumulative return since activation — the same metric as the Total Return card above. A rising line means recovery over time; it does not mean today's return is positive.

Options Income

Hover a date for cumulative and that day's return. For today's move, see Today's Return in the summary.

Illustrative Reference Ranges

Live market backtest unavailable. Showing educational ranges only — not live performance or a forecast.

Research-only portfolio — failed walk-forward validation or structurally weak path robustness. Demo track record only; paper and live trading are not available.

Expected Return

-2–2%

annualized

Volatility

+21.7%–+23.7%

annualized

Net Sharpe

4.5

after paper fee + slippage

Max Drawdown

-2.7%

historical reference

Trading Logic

End-of-day signals only — no day trading. See full trading logic documentation.

Rebalance Schedule

Monthly (1st business day)

Drift > 5%

Min Holding

0 days

Before discretionary sells

Trend Filter

None

Buy-and-hold weights

Risk Alerts

Defensive regime

VIX spike, DD halt — any business day

AI Rationale

Dividend growers with 30-delta covered calls (30–45 DTE). Walk-forward failed validation: Sharpe 0.47, CAGR +5.0%, max DD −21.7%; MC block P5 Sharpe −0.71.

Bull Case

Call premium may supplement dividend yield in stable markets.

Bear Case

Failed walk-forward validation vs dividend-income baseline. Monte Carlo path fragile. Caps upside in rallies; −21.7% max drawdown in backtest.

Behavior During Downturns

Call premium partially offsets equity declines. May continue collecting income through moderate corrections.

Holdings

Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.

JNJJNJ (covered-call)
39.22%
SCHDSCHD (covered-call)
38.27%
VYMVYM (covered-call)
11.92%
XOMXOM (covered-call)
10.59%
Research software — not a fund or adviser. We do not take custody. Live orders stay in your brokerage. Not financial advice. Past performance does not indicate future results.