Terms of Service

1. Acceptance of Terms

By accessing or using Quant Lucid ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Research software — not a fund

Quant Lucid provides educational research, model portfolios, and software tools. We are not a hedge fund, mutual fund, or pooled investment vehicle. We do not take custody of your cash or securities, do not pool investor capital, and do not offer fund interests. A Pro subscription pays for software access, not a share of a fund or an advisory account with us.

Nothing on the Service constitutes financial, investment, tax, or legal advice. You are solely responsible for your investment decisions.

3. Brokerage connections

Optional live auto-rebalancing places orders in a brokerage account you already own (for example Alpaca, Coinbase, Tradier, or E*TRADE) using API or OAuth access you grant. You remain the account owner. We do not withdraw funds from that account. You may revoke access or disable auto-rebalancing at any time. Your broker's own terms also apply.

4. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must provide accurate information when creating an account.

5. Acceptable Use

You may not misuse the Service, attempt unauthorized access, scrape data at scale without permission, or use the Service in violation of applicable laws.

6. Intellectual Property

The Service, including AI scores, narratives, and portfolio models, is owned by Quant Lucid and protected by applicable intellectual property laws. You may not redistribute our research content commercially without written permission.

7. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee accuracy, completeness, or timeliness of market data or AI-generated content.

8. Limitation of Liability

To the fullest extent permitted by law, Quant Lucid shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service or reliance on its content.

9. Changes

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms.

10. Contact

Questions about these Terms? Contact us at legal@quantlucid.com.