Dividend Income Plus
Income-oriented allocation with bond ballast for path robustness. Conservative bond sleeve plus dividend ETF tilt — the tradable variant of Dividend Income.
Diversification
12
Volatility Profile
8.9%
2.25-year backtest
Horizon
3+ years
Live House Account
Forward performance on a virtual $1,000 autopilot account since 8/13/2026.
Account value
$998.68
As of Aug 13, 2026 UTC
Total return
Cumulative since activation
-0.13%
Today's return
Since midnight UTC
-0.13%
Tracking days
1
Total Return History
Cumulative return since activation — the same metric as the Total Return card above. A rising line means recovery over time; it does not mean today's return is positive.
Hover a date for cumulative and that day's return. For today's move, see Today's Return in the summary.
Historical Performance
2.3-year daily MA100 → SHY trend filter at stated weights (Yahoo Finance, 4 holdings, as of 2026-08-12). Research only — not a forecast or live track record.
Passes income dual gate (block P5 Sharpe ≥ 0.5) but not growth gate (≥ 1.0). Suitable for defensive sizing; not promoted for aggressive autopilot.
Annualized Return
+19.4%
2.25-year backtest
Volatility
8.9%
annualized
Sharpe Ratio
2.07
excess vs T-bills
Max Drawdown
-7.6%
backtested
Trading Logic
End-of-day signals only — no day trading. See full trading logic documentation.
Rebalance Schedule
Daily (business days)
Drift > 5%
Min Holding
0 days
Before discretionary sells
Trend Filter
MA100 → SHY
Buy when MA stack aligned; exit to cash when broken
Risk Alerts
Defensive regime
VIX spike, DD halt — any business day
AI Rationale
Conservative bond sleeve (BND, TLT) with VTI/SCHD equity split and GLD diversifier. Max-Sharpe weights, MA100 trend filter, and daily rebalance. Aug 2026 MC rescue: composite Sharpe 1.24, CAGR +12%, max DD −14.6%, block P5 Sharpe 0.59 (income gate pass).
Bull Case
Bond ballast may cushion equity drawdowns while SCHD adds dividend-oriented equity exposure.
Bear Case
Rising rates can pressure bond and dividend holdings simultaneously. Less yield than pure equity dividend sleeve.
Behavior During Downturns
Bond sleeve and MA100 trend filter designed to limit drawdowns relative to equity-only dividend models.
Holdings
Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.