Dividend Income
Income-oriented educational allocation focused on dividend growers, yield ETFs, and REIT exposure.
Diversification
44
Volatility Profile
10.2%
1-year backtest
Horizon
3+ years
Live House Account
Forward performance on a virtual $1,000 autopilot account since 7/1/2026.
Account value
$1,038.73
As of Aug 8, 2026 UTC
Total return
Cumulative since activation
+3.87%
Today's return
Since midnight UTC
+0.11%
Tracking days
37
Total Return History
Cumulative return since activation — the same metric as the Total Return card above. A rising line means recovery over time; it does not mean today's return is positive.
Hover a date for cumulative and that day's return. For today's move, see Today's Return in the summary.
Historical Performance
1.0-year daily MA100 → SHY trend filter at stated weights (Yahoo Finance, 4 holdings, as of 2026-08-07). Research only — not a forecast or live track record.
Monte Carlo block-bootstrap P5 Sharpe is below 1.0 on 5-year daily returns — demo track record only; paper and live trading are not available.
Annualized Return
+28.9%
1-year backtest
Volatility
10.2%
annualized
Sharpe Ratio
2.73
excess vs T-bills
Max Drawdown
-5.9%
backtested
Trading Logic
End-of-day signals only — no day trading. See full trading logic documentation.
Rebalance Schedule
Weekly (Mondays)
Drift > 5%
Min Holding
21 days
Before discretionary sells
Trend Filter
MA100 → SHY
Buy when MA stack aligned; exit to cash when broken
Risk Alerts
Defensive regime
VIX spike, DD halt — any business day
AI Rationale
Prioritizes companies with consistent dividend histories and income-oriented ETFs. Designed for research into cash-flow-focused allocation.
Bull Case
Dividend growers may provide income continuity through mild market downturns.
Bear Case
Dividend cuts during recessions and rising rates can impact income-oriented holdings.
Behavior During Downturns
May exhibit moderate drawdowns with continued dividend distributions in many cases.
Holdings
Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.