Dividend Income
Income-oriented educational allocation focused on dividend growers, yield ETFs, and REIT exposure.
Diversification
12
Volatility Profile
11.5%
1-year backtest
Horizon
3+ years
Virtual Demo Track Record
Forward performance on our internal virtual $1,000 demo account since 7/1/2026. This is not customer capital and not your brokerage account.
Account value
$1,050.66
As of Sep 23, 2026 UTC
Total return
Cumulative since activation
+5.07%
Today's return
Since midnight UTC
0.00%
Tracking days
78
Total Return History
Cumulative return since activation — the same metric as the Total Return card above. A rising line means recovery over time; it does not mean today's return is positive.
Hover a date for cumulative and that day's return. For today's move, see Today's Return in the summary.
Historical Performance
Simulated. 1-year simulated buy-and-hold at stated weights (close-to-close; no rebalance fills). Sharpe uses excess returns vs SHY. No historical point-in-time universe. (4 holdings, as of 2026-09-21). Not a live track record — paper and house-account blotters are the forward book.
Annualized Return
+37.2%
1-year backtest
Volatility
11.5%
annualized
Net Sharpe
2.92
after paper fee + slippage
Max Drawdown
-5.2%
backtested
Sortino Ratio
4.82
return / downside vol
Gross Sharpe
2.97
before paper fee + slippage
VaR 95% (1-day)
-1.07%
historical, 5th-pctile day
CVaR 95% (1-day)
-1.31%
expected shortfall
Trading Logic
End-of-day signals only — no day trading. See full trading logic documentation.
Rebalance Schedule
Weekly (Mondays)
Drift > 5%
Min Holding
0 days
Before discretionary sells
Trend Filter
None
Buy-and-hold weights
Risk Alerts
Defensive regime
VIX spike, DD halt — any business day
AI Rationale
Prioritizes companies with consistent dividend histories and income-oriented ETFs. Designed for research into cash-flow-focused allocation.
Bull Case
Dividend growers may provide income continuity through mild market downturns.
Bear Case
Dividend cuts during recessions and rising rates can impact income-oriented holdings.
Behavior During Downturns
May exhibit moderate drawdowns with continued dividend distributions in many cases.
Holdings
Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.