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Balanced

Balanced Risk
Featured

Classic 60/40-inspired allocation balancing growth and stability across stocks, bonds, and alternatives.

6
Diversification

Diversification

6

Volatility Profile

13.6%

5-year backtest

Horizon

5+ years

Historical Performance

Backtested from 5-year daily closes via Yahoo Finance (2 holdings, as of 2026-06-24). Research only — not a forecast or live track record.

Annualized Return

+15.6%

5-year backtest

Volatility

13.6%

annualized

Sharpe Ratio

1.17

excess vs T-bills

Max Drawdown

-18.7%

backtested

AI Rationale

Combines broad equity exposure with fixed income and real assets for diversified research into moderate-risk allocation models.

Bull Case

Participates in market upside while maintaining diversification across uncorrelated asset classes.

Bear Case

Correlated sell-offs across stocks and bonds can reduce diversification benefits in certain macro regimes.

Behavior During Downturns

Typically falls less than pure growth portfolios but more than conservative models during equity corrections.

Holdings

Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.

VTIVanguard Total Stock Market ETF
50%
GLDSPDR Gold Shares
50%
Research only. Not financial advice. For educational and informational purposes only. Past performance does not indicate future results.