Balanced
Classic 60/40-inspired allocation balancing growth and stability across stocks, bonds, and alternatives.
Diversification
9
Volatility Profile
6.7%
2-year backtest
Horizon
5+ years
Live House Account
Forward performance on a virtual $1,000 autopilot account since 7/1/2026.
Account value
$1,011.68
As of Aug 8, 2026 UTC
Total return
Cumulative since activation
+1.17%
Today's return
Since midnight UTC
+0.35%
Tracking days
37
Total Return History
Cumulative return since activation — the same metric as the Total Return card above. A rising line means recovery over time; it does not mean today's return is positive.
Hover a date for cumulative and that day's return. For today's move, see Today's Return in the summary.
Historical Performance
2.0-year daily MA100 → SHY trend filter at stated weights (Yahoo Finance, 3 holdings, as of 2026-08-07). Research only — not a forecast or live track record.
Annualized Return
+10.5%
2-year backtest
Volatility
6.7%
annualized
Sharpe Ratio
1.56
excess vs T-bills
Max Drawdown
-4.3%
backtested
Trading Logic
End-of-day signals only — no day trading. See full trading logic documentation.
Rebalance Schedule
Monthly (1st business day)
Drift > 5%
Min Holding
21 days
Before discretionary sells
Trend Filter
MA100 → SHY
Buy when MA stack aligned; exit to cash when broken
Risk Alerts
Defensive regime
VIX spike, DD halt — any business day
AI Rationale
Combines broad equity exposure with fixed income and real assets for diversified research into moderate-risk allocation models.
Bull Case
Participates in market upside while maintaining diversification across uncorrelated asset classes.
Bear Case
Correlated sell-offs across stocks and bonds can reduce diversification benefits in certain macro regimes.
Behavior During Downturns
Typically falls less than pure growth portfolios but more than conservative models during equity corrections.
Holdings
Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.