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Golden Butterfly

Balanced Risk
MC validated

Tyler / Portfolio Charts five-asset lazy portfolio (VTI, VIOV, TLT, SHY, GLD) with max-Sharpe weights and MA trend filter. MC-validated Aug 2026 try-sweep.

9
Diversification

Diversification

9

Volatility Profile

11.3%

2.25-year backtest

Horizon

5+ years

Historical Performance

2.3-year daily MA100 → SHY trend filter at stated weights (Yahoo Finance, 3 holdings, as of 2026-08-25). Research only — not a forecast or live track record.

Annualized Return

+24.4%

2.25-year backtest

Volatility

11.3%

annualized

Sharpe Ratio

1.96

excess vs T-bills

Max Drawdown

-9.1%

backtested

Trading Logic

End-of-day signals only — no day trading. See full trading logic documentation.

Rebalance Schedule

Daily (business days)

Drift > 5%

Min Holding

0 days

Before discretionary sells

Trend Filter

MA100 → SHY

Buy when MA stack aligned; exit to cash when broken

Risk Alerts

Defensive regime

VIX spike, DD halt — any business day

AI Rationale

Champion (lazy try-sweep Aug 2026): Golden Butterfly universe, MA100, 2.25y lookback, 25% cap, daily. Composite Sharpe 2.16, CAGR +29.1%, max DD −9.9%, block P5 Sharpe 1.27.

Bull Case

Small-cap value tilt plus gold/Treasury ballast may improve risk-adjusted returns versus Permanent without dropping the all-weather skeleton.

Bear Case

VIOV can lag in mega-cap bull markets. Optimizer may underweight the cash sleeve that makes the static recipe defensive.

Behavior During Downturns

MA100 exits shift weak sleeves to SHY; TLT and GLD remain available ballast when in trend.

Holdings

Template asset universe with weights optimized for maximum risk-adjusted return using historical excess returns vs T-bills.

VTIVanguard Total Stock Market ETF
33.33%
VIOVVanguard S&P Small-Cap 600 Value ETF
33.33%
GLDSPDR Gold Shares
33.33%
Find your match
Research only. Not financial advice. For educational and informational purposes only. Past performance does not indicate future results.